Mel's personal information is shown below:
Age
62
14 years
Time at
address
Age of auto
Car payment
Housing costs
Checking and
savings
accounts
Finance
company
reference
Declared
bankruptcy
Major credit
cards
Ratio of debt to 3%
income
Time at address <1 yr
L
Over 10
years
ago
According to the following table, what is his credit score?
Age
under 25 25-29
30-34
35-39
40-44
Age of auto
Car payment
Housing costs
Finance company
none
none
Checking and
savings accounts both
4 years
$250
Owns
Clear
Both
5274
Yes
43
36
0
72
1 yr
0-1 yrs
<$125
20
checking
only
48
24
2-3 yrs
40
2 yrs
$275-5399 $400+
$126-$150
savings
only
0
20
64
48
4-5 yrs
3-4 yrs
0
52
neither
6-9 yrs
$151-$199 $200-
16
5-7 yrs
72
20
12
lives
owns clear w/relatives
48
96
45-49
10+yrs
S+yrs
88
48
50 or over
124

Answers

Answer 1

Answer:

615

Explanation:

Answer 2

A credit score is a three-digit number that represents a person's creditworthiness. It is a numerical representation of a person's credit history, which includes their credit accounts, payment history, credit utilization, length of credit history, and new credit applications.

What is the highest credit score?

An individual's likelihood of repaying a debt is indicated by a credit score, which has a range of 300 to 850. The likelihood that a borrower will make payments on time and at a lower risk is indicated by a better credit score.

Credit scores are calculated by credit bureaus, such as Equifax, Experian, and TransUnion, using complex algorithms that analyze a person's credit history. Lenders and other financial institutions use credit scores to assess a person's risk of defaulting on a loan or credit card and to determine the interest rate and terms of credit that will be offered to them. Generally, a higher credit score indicates better creditworthiness, while a lower credit score indicates a higher risk.

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Related Questions

Law questions please and thank you

Answers

Property bond is not a type of bail. When the accused and the full amount of bail with cash, check or credit card it is cash bail. When a bail bondsman pledge to pay the value it is surety bond.

What is bail?

A person posts a written bond, often referred to as a recognizance, pledging to appear in court to face the accusations levelled against them. This is known as bail. The idea behind bail is that a person is presumed innocent until and unless proven guilty. A person's bail may include the payment of a bond.

What distinguishes cash bail from a bond?

Bail is the sum determined by the judge that you must pay in order to be let out of jail while your case is being heard. A bond is a sum of money that you promise to give to a bondsman or bonding firm in exchange for their commitment that you will abide by the court's rules and show up for your trial.

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1. Name each official term that is used to describe the process of communication.
2. Identify two (2) types of verbiage (words) that should be avoided to make a message clear.
3. What is considered the weakest link when communicating?
4. Through which process is most communication exchanged, Verbal or Nonverbal?

Answers

Encoding, sending, decoding, and receiving are the formal communication words.

To communicate clearly, eliminate jargon and technical phrases.Communication is weakest in recipient perception.Verbal communication

What is communication?

Generally, The official terms used to describe the process of communication are: encoding, transmitting, decoding, and receiving.

Words that should be avoided to make a message clear are jargon and technical terms that the audience may not understand.

The weakest link in communication is the perception of the receiver.

Most communication is exchanged through nonverbal cues such as body language, facial expressions, and tone of voice.

Verbal communication, which includes the use of words, is also important but nonverbal cues often carry more meaning and can be more powerful in conveying intent and understanding.

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Jurisdiction of Federal Law Enforcement Agencies
Active
Quiz
2
3
5
Currently which are the two agencies of the INS, or Immigration and Naturalization Service?
O Enforcement of U.S. Customs Law, and the Department of Services for Immigration
O Immigration and Customs Enforcement, and Citizenship and Immigration Services
O Department of Services for Immigration, and the Citizenship and Immigration Services
O Citizenship and Immigration Services, and the Department of Services for Immigration

Answers

Answer:

Immigration and Customs Enforcement and Citizenship and Immigration Services.

Explanation:

Hope it helps:)

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