Customers who are purchasing LTNCD should know various things about selling them before maturity, about the secondary market etc.
An LTNCD, or Long-Term Negotiable Certificate of Deposit, is a bank product that offers higher interest rates than a conventional savings account or short-term time deposit. There are various disclosures which must be made to customers.
Customers who want to buy long-term negotiable certificates of deposit should be aware that selling them before maturity can result in a loss on the security (if market interest rates have risen in the interim);
That these assets have a limited secondary market.
and that CDs with Step-Up or Step-Down yields may not provide a market-reflective interest rate (because many issuers entice buyers with higher than market initial interest rates that the market).
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According the critics of globalization, increased free trade and investment over the past few decades have
According the critics of globalization, increased free trade and investment over the past few decades have broadened the gap between the rich and poor nations.
In simple terms, what is globalization?The process by which commodities and people can travel freely across borders is known as globalization. The integration of markets, commerce, and investments with few obstacles to the movement of goods and services between states is the concept's economic underpinning.
Which instances of globalization are these?Good instances of cultural globalization include the exchange of goods like coffee or avocados. The Arabid region is where coffee is thought to have originated from. Nevertheless, because to economic exchanges that began in the 11th century, it is now acknowledged as a commodity that is consumed all over the world.
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Southwest Airlines does extensive market research to gain information from its customers. There are many legitimate reasons for doing this market research. Which one of the following options does not describe one of these legitimate reasons?a. Understanding what customers want and need.b. Determining how well Southwest Airlines serves its customers.c. Demonstrating that marketing is the most important managerial function in operating Southwest Airlines.d. Ascertaining product combinations that are most attractive to Southwest's passengers.
The reason for doing Market research by Southwest Airlines is to Demonstrate that marketing is the most important managerial function in operating Southwest Airlines
What is Marketing ?To meet the demands of your clients, marketing involves organizing and carrying out the creation, pricing, distribution, and advertising of products and services. Delivering value to consumers is marketing's primary goal in luring new clients and retaining old ones.
American-based Southwest Airlines is a well-known airline. The airline is renowned for providing inexpensive travel to customers in the USA and nearby nations. Except from 1979 to 1987, Southwest Airlines solely operates Boeing 737 aircraft variants. It operated Boeing 727-200s during the time. Southwest Airlines now operates 4000 flights daily during peak seasons and has the largest fleet of Boeing 737s. It is a low cost airline that offers point-to-point travel. It reduces expenses by doing away with in-flight entertainment, food, and staff members.
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on july 1, casa development co. purchased a tract of land for $1,200,000. casa incurred additional costs of $300,000 during the remainder of the year in preparing the land for sale. the tract was subdivided into residential lots as follows:
Correct answer is $600000.
The relative sales value technique allocates price based on the relative fee of belongings in a group.
The total sales cost of the lots is $6,000,000 [(100 × $24,000) + (100 × $16,000) + (200 × $10,000)].
Class A represents 40% of the complete cost ($2,400,000 ÷ $6,000,000). Total costs equal $1,500,000 ($1,200,000 + $300,000).
Thus, the quantity of costs allocated to Class A is $600,000 ($1,500,000 × .40).
Cost allocation is the system of identifying, aggregating, and assigning fees to value objects. A fee object is any endeavor or item for which you prefer to separately measure costs. Examples of fee objects are a product, a lookup project, a customer, a income region, and a department.
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https://brainly.com/question/30284599#SPJ4one of the goals of user support is to enable users to be as self-reliant as possible to reduce their need for support.
It is completely appropriate to be mentioning that enabling the users to be as self-reliant as possible to reduce their need for support is one of the goals of user support. Therefore, the given statement can be held as true.
User support has definitely become an essential phenomenon of any business process. This also ensures that there are no blunders occurring on the part of the users, as they become self-reliant to the highest level of possibilities. The development of self-reliant processes reduces the need for support, and that is why, it is one of the goals of the user's support.
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refer(s) to the arrangement that ensures strategic goals align downward with more specific short-term goals.
Cascading goals refers to the arrangement that ensures strategic goals align downward with more specific short-term goals that is option A is correct.
Within an organization, goals are set according to the importance of the task. The goals which are on a priority are placed on the most top level within the organization and then the goals are arranged in order of decreasing priority. Cascading goals are those goals that are referred to as the most important and strategic goals within the organization. These goals are most important and these are related to the strategies that an organization makes regarding improving its production and efficiency in the market. The other goals like customer range, advertisement and many more are place below the cascading goals.
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Complete Question:
refer(s) to the arrangement that ensures strategic goals align downward with more specific short-term goals
A. Cascading goals
B. Tactical goals
C. Operational planning
D. Situational planning
cornwall mobile detailing (cmd) is a service that washes and details a customer's vehicle at their home or office. it operates on a membership basis. members pay $200 dues per month, which entitle them to a complete wash and detail service monthly. members may also order additional car washes during the month at a fee of $75. additional washes are common in both summer and winter months. the number of members also varies with the season. the number of members and the average number of additional washes by members for the months of interest follow: membersadditional washes (average per member) january3600.8 february4201.1 march9800.7 april1,1200.6 may1,1500.9 june1,3001.4 cornwall allows members to pay for dues on credit. cornwall's experience is that 40 percent of its members pay cash for the dues, 50 percent of the members pay the dues for a month in the next month, 5 percent in the second month after. the remainder is uncollectible. additional washes are payable in cash. cornwall estimates that the number of members in july should increase 20 percent above june levels, and the number of additional washes per member should increase by an estimated 12.5 percent. the following information is available for costs incurred in june. all costs except depreciation are paid in cash. service costs variable costs$ 44,000 equipment maintenance40,000 depreciation (fixed)75,000 total$ 159,000 marketing and administrative costs marketing (variable)$ 32,000 administrative (fixed)105,000 total$ 137,000 total costs$ 296,000 variable service and marketing costs change with volume, measured by number of members. fixed depreciation will remain the same, but fixed administrative costs will increase by 10 percent beginning july 1. equipment maintenance is outsourced and the contract calls for a 5 percent increase beginning july 1. required: prepare a budgeted income statement for july. note: do not round intermediate calculations.
Cornwall Mobile Detailing’s budgeted income statement for July is as follows:
Revenues:
Membership Dues: 1,560 members ×$200 = $312,000
Additional Washes: 1,560 members ×1.4 additional washes x $75 = $225,000
Total Revenues: $537,000
Expenses:
Service Costs: Variable Costs = 1,560 members × $44 = $68,640; Equipment Maintenance = $40,000; Depreciation (fixed) = $75,000
Total Service Costs = $183,640
Marketing and Administrative Costs: Marketing (variable) = 1,560 members × $32 = $49,920; Administrative (fixed) = $105,000 ×1.1 (10% increase) = $115,500
Total Marketing and Administrative Costs = $165,420
Total Expenses = $348,060
Net Income = $537,000 - $348,060 = $188,940
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The___defense assumes that the plaintiff had knowledge of the specific risk, and that he or she voluntarily assumed that risk.
The affirmative defense assumes that the plaintiff had knowledge of the specific risk, and that he or she voluntarily assumed that risk.
A plaintiff's right to compensation against an inattentive tortfeasor may be barred or reduced under the rule of offences defence known as "assumption of risk" if the offender can show that the plaintiff willingly and materially anticipated the risks associated with the unsafe action to which they were contributing. The most common example is a waiver of responsibility used before taking part in a risky action. The plaintiff's decision to take the risk of the particular harm that occurred is frequently a factor in cases when the respondent presents a quick statement of the hazard defence.
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T/F: The accounting concept Neutrality is applied when the process of making accounting estimates is free from bias
The accounting concept Neutrality is applied when the process of making accounting estimates is free from bias is true statement.
What is accounting estimates?
Accounting estimates are estimates made by an accountant for accounting purposes. These estimates are used to measure elements in the financial statements such as asset values, liabilities, income and expenses. An accounting estimate is used when specific information is not available and the accountant must make a judgement. Examples of accounting estimates include depreciation, reserves for bad debts, inventory valuation, useful life of assets, and pension obligations. Accounting estimates are based on the best information available at the time and are subject to change in the future. Good judgement is required when making estimates as they should be reasonable and supportable.
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true/false. managers focus only on their own goals and the goals of the company and consider legal requirements as constants or barriers that are ignored when their corporate actions are implemented.
It is challenging to purchase stocks from foreign corporations because of the numerous legislative restrictions in place all around the world.
Firm is typically just defined as a legal entity unto itself, such as a corporation or a limited liability company (LLC). "The numerous legal obstacles that are present across the globe makes it difficult to purchase assets from abroad firms," the conclusion reads, is a factual assertion. Six organizational obstacles to setting goals There are six barriers to effective goal setting and plan formation in the organization, caused by both internal and external factors. Because they provide employees with a target to strive for and serve to motivate them to do so, goals are crucial to the effectiveness of an organization.
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petra works for a fiber optics component manufacturer and deals with cutting-edge technology. he needs the workers he supervises to produce creative products regularly. since he effectively supports his workers and understands the motivations and strong emotions they feel when they are creating innovative products and concepts, petra exhibits
In the situation given above, it may be concluded to state that Petra exhibits a higher degree of emotional intelligence.
The emotional intelligence of a person can be determined by the level of skill that a person possesses with respect to handling the emotions, thereby motivating to create a feeling of making innovations through products and concepts. Emotional intelligence is one of the striking characteristics of an ideal manager. Therefore, it may also be stated that an ideal manager must possess it.
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Refer to the above data. If the firm closed down and produced zero units of output, its total cost would be: O A. zero. O B. $50. O C. $150. O D. $100.
The firm has closed and produced no production units, its total cost would be $50.
Define zero production units?
If the output is zero, it is the variables cost zero. Variable costs are those that depend on the level of production. Fixed costs are those incurred even when output is zero, so variable costs are zero when output is zero. If output is zero, total cost is non-zero because total cost is both the total variable costs as well as total fixed costs. Therefore, total variable cost can be zero, but total fixed cost cannot be zero. Therefore, the total cost of zero output is not zero. The term zero-cost strategy refers to a deal or business decision that has no cost to execute.
The zero-cost strategy costs neither the company nor the individual while simplifying operations, increasing process efficiencies or reducing future expenses.
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A financial analyst reports that for people who work in the finance industry, the probability that a randomly selected person will have a tattoo is 0.20.
answer choices
For all workers in the United States, 20% will work in finance.
For all finance workers, 20% will have a tattoo.
For all people with tattoos, 20% will work in finance.
For a specific group of 5 finance workers, 1 will have a tattoo.
For a specific group of 5 people with a tattoo, 1 will work in finance.
In the long run, 0.20 is the relative frequency at which a finance worker will have a tattoo.
What requirements must a financial analyst meet?The minimum educational need for financial analysts is often a bachelor's degree; however, higher roles frequently demand for a master's degree. A bachelor's degree is needed for the majority of jobs. Accounting, economics, finance, statistics, mathematics, and engineering are just a few of the subject areas that offer suitable preparation.
Is working as a financial analyst challenging?Most financial analysts describe having a lot of work to do and being under a lot of stress. The actual work is complicated, necessitating much learning and ongoing research. Financial analysts typically make good money, but in many circumstances that money is often paid at the expense of a good work-life balance.
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The leadership team at PupLove, Inc. a company that makes monthly subscription boxes for pet lovers has just approved a capital project to build a fulfillment center. To ensure the success of this project, they will need an experienced project manager.Refer to Scenario 15.1. The company works with human resources (HR) to put together a job description for the ideal candidate and determine the appropriate pay scale and benefits package. They also assist in the interview process by vetting candidates. This is part of the _________ function of HR management.-organizational effectiveness promotion-outsourcing-career development-talent recruitment
They also assist in the interview process by vetting candidates. This is part of the talent recruitment function of HR management.
What does a talent recruiter do?
They're pros in attracting, chancing, and screening campaigners for open positions. From beginning to end, the hiring procedure is entirely under the beginner's control. This can involve posting the job position, looking over resumes, conducting interviews, and uniting with hiring directors to discover the best fit.
What is talent recruitment?
Selection and reclamation are way in a multi-layered process. Reclamation is the process of laboriously locating, reaching, and gauging the interest of prospective workers. The process of picking the top aspirant from a pool of campaigners is appertained to as selection.
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one unit of a is made of three units of b, one unit of c, and two units of d. b is composed of two units of e and one unit of d. c is made of one unit of b and two units of e. e is made of one unit of f items b, c, e, and f have one-week lead times; a and d have lead times of two weeks. assume that lot-for-lot (l4l) lot sizing is used for items a, b, and f; lots of size 50, 50, and 200 are used for items c, d, and e, respectively. items c, e, and f have on-hand (beginning) inventories of 10, 50, and 150, respectively; all other items have zero beginning inventory. we are scheduled to receive 10 units of a in week 2, 50 units of e in week 1, and also 50 units of f in week 1. there are no other scheduled receipts. if 30 units of a are required in week 8, use the low-level-coded bill-to-materials to find the necessary planned-order releases for all components.
If 30 units of an are needed in week 8, utilize the low-level-coded bill-to-materials to determine all component planned-order releases. Week 1: 0 units of A; 8 units of B; 0 units of C
Week 2: 0 units of A; 8 units of B; 0 units of C
Week 3: 0 units of A; 8 units of B; 0 units of C
Week 4: 0 units of A; 8 units of B; 0 units of C
Week 5: 0 units of A; 8 units of B; 0 units of C
Week 6: 0 units of A; 8 units of B; 0 units of C
Week 7: 0 units of A; 8 units of B; 0 units of C
Week 8: 30 units of A; 8 units of B; 6 units of C
A low-level programming language is an assembly-like programming language with commands that are more akin to processor instructions.
Low-level programming is essential when writing a program that relies on predefined hardware.
Low-level programming is used to modify hardware directly, gain access to specific processor instructions, or tackle critical optimization difficulties.
Week 1:
A: 0
B: 0
C: 0
D: 0
E: 50
F: 50
Week 2:
A: 10
B: 20
C: 20
D: 20
E: 0
F: 0
Week 3:
A: 0
B: 0
C: 0
D: 0
E: 50
F: 0
Week 4:
A: 0
B: 0
C: 0
D: 40
E: 0
F: 0
Week 5:
A: 0
B: 20
C: 0
D: 0
E: 0
F: 0
Week 6:
A: 0
B: 0
C: 0
D: 0
E: 50
F: 0
Week 7:
A: 0
B: 0
C: 0
D: 40
E: 0
F: 0
Week 8:
A: 30
B: 60
C: 0
D: 0
E: 0
F: 0
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FILL IN THE BLANK. when a country's currency appreciates, its exports will ___ and its imports will .___
A nation whose imports exceed its exports will have lower currency demand. Trade balances can fluctuate, which causes currencies to do the same.
What does the word "demand" actually mean?
to make a firm request and convey that you don't anticipate being refused: I sought a response. This year, the union is calling for a 7% salary increase. He has always expected his kids to act in accordance with the greatest moral standards. Demand describes the consumer's desire and willingness to purchase a good or service at a specific time or over an extended period of time. Additionally, consumers must be able to afford the items they want or need based on their budgeted disposable income.
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If from one month to the next people in Country A have to spend more of their currency on goods from country B, the currency in country A has _________________ relative to the currency in country B.
If from one month to the next people in Country A have to spend more of their currency on goods from Country B, it suggests that the currency in Country A has depreciated relative to the currency in Country B
Depreciation of a currency occurs when the value of that currency decreases relative to another currency. This can happen for a variety of reasons, including changes in interest rates, economic growth, inflation, and political or economic instability. When a currency depreciates, in order to buy the same amount of products or services from another country, it now costs more units of currency.
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Dannon Co. reported it’s expense of $35,200 on the cash basis. Corporate records revealed the following instructions:Beginning prepaid expense $1,300Beginning accrued expense $1,650Ending prepaid expense $1,800Ending accrued expense $1,200What amount of expense should the Dannon report on its books under the accrual basis?
Adjusting journal entries are made in a company's general ledger at the end of an accounting period to reflect any unrealized gains or losses.
All of them are anticipated responses to the aforementioned question. Adjusting journal entries are made in a company's general ledger at the end of an accounting period to reflect any unrealized gains or losses. A transaction that started in one accounting period but ended in another requires an adjusting journal entry to be properly recorded. Financial reporting that corrects an inaccuracy from a prior accounting period is sometimes referred to as adjusting journal entries. The following statements about altering entries are accurate and true. Adjusting entries are used to record accrued expenses and income. Accrued expenditures and revenues contain assets and liabilities that have not yet been recognized. Prepaid expenses, depreciation, and other adjustments all require adjusting inputs.
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Select five of the functional areas of business described below. For each of these five, give an example of: 1. A Key Performance Indicator 2. The data that would be needed to create the KPI 3. The business process for system/application) that would gather and provide this data. • Accounting - provides quantitative information about the finances of the business including recording, measuring, and describing financial information • Finance - deals with the strategic financial issues associated with increasing the value of the business, while observing applicable laws and social responsibilities • Human resources - includes the policies, plans, and procedures for the effective management of employees (human resources) • Sales/Customer service - the function of selling a good or service and focuses on increasing customer sales, which increases company revenues • Marketing - the process associated with promoting the sale of goods or services. The marketing department supports the sales department by creating promotions that help sell the company's products. • Operations Management (also called production management) - includes the methods tasks, and techniques organizations use to produce goods and services, Transportation (also called logistics) is part of operations Management • Purchasing - evaluates and selects vendors (suppliers), negotiates prices, researches alternate sources for raw materials, merchandise, services • Management information systems (MIS) - the function that plans for develops, implements, and maintains it hardware, software, and the portfolio of applications that people use to support the goals of an organization
Five functional lines of business: finance, human resources, sales and customer service, marketing, operations.
Finance - deals with strategic financial issues related to increasing the value of the company in compliance with applicable laws and social responsibility.Human resources - includes policies, plans and procedures for effective people management (HR)..Sales/Customer service - the function of selling a good or service and focuses on increasing customer sales, which increases company revenues. Marketing - Marketing: the process of promoting the sale of goods or services. The marketing department supports the sales department by creating promotions that help sell the company's products. Operations management (also called production management): Includes the methods and techniques used by organizations to produce goods and services. Transport (also called logistics) is part of the business.To know more about functional areas of business:
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Which of the following statements about the impact of a company's competitive efforts in a region on its regional market share and number of branded pairs sold is false? A company's sales/market share outcomes in a region's Wholesale segment are negatively impacted if its rebate offer is below the regional average, and this impact becomes progressively larger as the size of the percentage below the regional-average mail-in rebate offer increases. The more a company's S/Q rating in a region is above the all-company average, the bigger is the company's resulting competitive advantage and the bigger is the positive impact on the company's pairs sold and market share in the region. Companies whose delivery times are in a region are shorter than the all-company average have a competitive advantage in attracting footwear retailers to stock their brand. A company's sales/market share outcomes in a region's Wholesale Segment are positively impacted if the amount of footwear retailer support it provides is above the all-company average in a region (such levels of support also help attract more footwear retailers to stock its brand in the upcoming year). Achieving a competitive advantage on brand advertising in a given region requires a company to boost its brand advertising expenditures to an amount that exceeds the expenditures of any other company. UUSSO
The impact of a company's competitive efforts in a region on its regional market share and number of branded pairs sold is :
b) Companies whose delivery times are in a region are shorter than the all-company average have a competitive advantage in attracting footwear retailers to stock their brand.
Competition is often implicated as a means to enhance effort-based learning and attention. Two experiments examined the effects of competition on effort and memory. In Experiment 1, participants completed a physical exercise task and were rewarded for either winning a percentage of the total or winning a contest they believed was against another player. In Experiment 2, participants completed a memory task rewarded for remembering an overall percentage of shapes or more shapes than their 'competitors'. We found that on the motor task, participants exhibited faster reaction times (RT). This is an early indicator of heightened alertness in a competitive environment. Moreover, individual differences predicted the importance of competition effects. Moreover, male participants showed faster RT and greater sustained movement as a result of the competitive environment. However, in Experiment 2, participants remembered fewer shapes during the competition and also remembered fewer shapes during the subsequent post-test, suggesting that competition is detrimental to memory tasks. Different results from these two experiments suggest that competition can improve attention in physical movement tasks, but caution should be exercised in using competition in memory tasks.
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A cell phone manufacturing company gives away a free case with a purchase of any product higher than $50. Which of the following is being exemplified in this case?
Businesses sell a number of items or services as a single comprehensive package under the marketing strategy known as bundling and the given situation is an example of a (C) bundling strategy.
What is the bundling strategy?
In a marketing tactic known as bundling, businesses sell a number of goods or services as one comprehensive package.
Although the bundled goods and services are frequently related, they might also include unrelated goods that appeal to a certain clientele.
Bundle pricing is a business approach where businesses combine multiple products into one package and offer it for one price rather than assigning separate prices to each product.
When price bundling, businesses will sell two things for less than the total prices of the two products alone.
Cable TV, mobile services, and value meal packages at fast food restaurants are typical instances of bundle pricing.
Therefore, the given situation is an example of a (C) bundling strategy.
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Correct question:
A cell phone manufacturing company gives away a free case with a purchase of any product higher than $50. Which of the following is being exemplified in this case?
a. A cross-sell strategy
b. A third-party pay strategy
c. A bundling strategy
d. A blue ocean strategy
What is a business model?
A business model explains the logic behind how a company develops, delivers, and captures value.
What best describes a business model?A company's strategy for turning a profit is referred to as its "business model." It lists any estimated costs as well as the goods or services the company expects to sell, as well as the target market it has chosen. For both newly launched and long-running businesses, business models are crucial.
A business model explains the logic behind how a company develops, delivers, and captures value. The following nine building elements can be used to characterize it: Customer Segments, Value Propositions, Channels, Customer Relationships, Revenue Streams, Key Resources, Key Activities, Key Partnerships, and Cost Structure.
Your business plan's financial plan may be its most crucial section. This is specifically true if the business strategy is intended for lenders or investors. Specifically tailored to each firm, this component covers predictions, budgets, and objectives.
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Should Dar purchase or continue to rent a warehouse for their products?
The policy's reaction establishes a cap-and-trade emissions standard that lowers outflows, In a cap-and-trade system.
It is a market tool wherein a government sets a "limit" or cut-off on the total amount of ozone-harming compounds that may be released. Producers of ozone-depleting substances would be required to pay for each considerable amount of carbon dioxide or carbon dioxide equivalent1 that they emit under such a strategy. For instance, those from power plants, by establishing a market and setting a limit on contamination. Limiting outflows and charging for them is the best environmental solution, both ecologically and financially. Cap-and-trade is a technique for achieving both. The policy's reaction establishes a cap-and-trade emissions standard that lowers outflows, The public authority establishes an outflows cap and distributes a number of emanation stipends in accordance with that cap under a cap-and-exchange structure.
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Which of the following is NOT used in identifying who has a comparative advantage in a particular task when multiple people can perform that task and another one? (Note: The tasks are not necessarily listed in chronological order.) Identify how long it takes each person to perform each task. Identify who has the lowest opportunity cost in performing the task. For each person, calculate how much of the alternative task could have been done in the time it takes to perform the desired task. For each person, calculate the total time it takes to perform both tasks consecutively.
Identify who has the lowest opportunity cost in performing the task is NOT used in identifying who has a comparative advantage in a particular task when multiple people can perform that task and another one.
Which opportunity costs are large and low?
If the second-best alternative's payoff is comparatively high or low, the opportunity cost is said to be higher. Conversely, if the second-best alternative's payoff is relatively low, the opportunity cost is said to be lower.
Are low opportunity costs desirable?
A competitive advantage in production is produced by a decreased opportunity cost. If a good has a comparative advantage over another, that good must also have a comparative disadvantage.
A competitive disadvantage cannot exist across all products. Ability to generate more of every product is a definition of an absolute advantage.
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Andrew has been tracking how many positions he has to fill, and how many times he fills the same position. He is concerned that so many people are leaving his organization. Andrew is concerned about ________.
A) absenteeism
B) employee attitudes
C) turnover
D) productivity
C) turnover. Andrew has been tracking how many positions he has to fill, and how many times he fills the same position. He is concerned that so many people are leaving his organization.
Andrew is concerned about Andrew is concerned about turnover. Deep acting occurs when the individual doing emotional work seeks to modify their emotional state in order to organization adhere to the emotion displayed. A waitress, for example, may try to think about cheerful ideas in order to have a more positive emotional state that corresponds with the grin she presents when serving a table. The basic attribution mistake is characterized by a propensity to underestimate the impacts of external or situational reasons of behavior while exaggerating the influence of personal factors. The self-serving bias occurs when people credit project success to themselves while attributing failure to others.
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in the context of tangible benefits, which of the following products are easier to sell than others? group of answer choices investment products toy cars computer software music on mobile applications insurance products
Insurance products may be considered more difficult to sell compared to other products in the group, such as investment products, toy cars, computer software, or music on mobile applications.
This is because insurance products often require a more complex sales process and a greater understanding of the product by both the seller and the buyer. The benefits of insurance products, such as protection against financial loss, are intangible and not immediately visible, which can make them more challenging to communicate and sell. Additionally, the sales process for insurance products may involve more regulations and compliance measures than other types of products.Because the advantages of insurance goods, such as security from financial loss, are illusive and not immediately apparent, communicating and selling them can be more difficult. moreover, compared to other product kinds, the selling process for insurance goods may entail additional rules and compliance requirements.
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an example of a short-term plan would be hiring staff to support the holiday rush. hiring staff to support the holiday rush. being named the top employer in the region. being named the top employer in the region. graduating from college.
A short-term plan/aim may be something you prefer to do for its personal sake. For example, you may additionally prefer to clean out your closet, study that book that's been gathering dust on your nightstand, retailer the money you want to go on a long-overdue vacation, or eventually run a 10K.
What are short term plans in business?Short time period commercial enterprise goals are ones that can be accomplished in a quarter or less. Whilst you might also suppose that developing brief term goals is easy, it can be surprisingly challenging – often agencies ask too a great deal of themselves when developing their dreams for that quarter.
Short-term planning is normally considered to take 12 months or less. Your daily, weekly, monthly, even quarterly and yearly goals – all can be filed below “short-term goals.” They are stepping stones that will help you to reach your big goal(s)
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https://brainly.com/question/27625418#SPJ4A sustainable competitive advantage exists for an organization when other companies havetried unsuccessfully to duplicate the advantage and ____.A. those companies have been prohibited from duplicating the advantage by federal lawB. those companies have, for the moment, stopped trying to duplicate the advantageC. the organization is able to implement exclusive distributionD. the organization operates in the international marketplaceE. the organization has a follower strategic
When competitors have tried unsuccessfully to copy an organization's edge and those competitors have temporarily stopped trying, the organization has a sustainable competitive advantage.
What is a firm's long-term competitive advantage?A group of resources, traits, or skills that enable a firm to outperform its rivals in satisfying the needs of its customers are known as sustainable competitive advantages. Competitive advantages that last over time are challenging to imitate or recreate.
Is it still possible for a business to maintain a competitive advantage in a hypercompetitive market?Answer and justification In a hypercompetitive market, a company can indeed gain a competitive advantage.
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the costs and sales for a company can be graphically illustrated using a cvp chart. in this chart, the horizontal axis represents the number of units sold and the vertical axis represents dollars of sales or costs. straight lines are used to depict both costs and sales on the cvp chart.
In a CVP graph, unit volume is frequently shown on the horizontal (X) axis and dollars on the vertical (Y) axis. A line parallel to the volume axis should be drawn to show the total fixed costs.
Draw a line that represents the total expenses—both fixed and variable—for a certain number of sales, such as 400 units.
Which graph is the CVP?The cost-volume-profit chart, also known as the CVP chart, is a graphical representation of the cost-volume-profit analysis. To put it another way, it is a graph that shows the relationship between the cost of producing units and the volume of units produced by making use of total costs, total sales, and fixed expenses.
A CVP graph representing the total dollar amount is used to display the information regarding profit, loss, and break-even. This could be used as a representation of the entire data regarding the total costs incurred and profit or loss realized over a range of potential product volumes for a specific time period.
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A customer is considering the purchase of $80,000 of ABC Income Fund and intends to use the money 3 years from now to purchase a new boat. The fund offers the following share classes:
Class A shares:
5% initial sales charge
No 12b-1 fees
Breakpoint Schedule:
$0 - $10,000 5% sales charge
$10,001 - $30,000 3% sales charge
$30,001 - $50,000 2% sales charge
$50,001 - $100,000 1% sales charge
Class B shares:
No initial sales charge
.40% annual 12b-1 fee
CDSC if the customer redeems within the following time periods:
Redeem within Year 1: 5% redemption fee
Redeem within Year 2: 4% redemption fee
Redeem within Year 3: 3% redemption fee
Redeem within Year 4: 2% redemption fee
Redeem within Year 5: 1% redemption fee
Redeem after Year 5: 0% redemption fee
Class C shares:
No initial sales charge
.75% annual 12b-1 fee
No CDSC
The best recommendation for this customer is:
A. purchase Class A shares
B. purchase Class B shares
C. purchase Class C shares
D. divide the purchase equally into $40,000 each for Class B and Class C shares
A customer is considering the purchase of $80,000 of ABC Income Fund. The best recommendation for this customer is to purchase Class A shares.
Option A is correct.
Elaborating :For the three-year investment time horizon, this customer would pay no annual 12b-1 fees and pay a 1% sales charge if he invested $80,000 in Class A shares.
There is no initial sale fee if the customer invested $80,000 in Class B shares; However, the customer will be charged a 2% redemption fee on these shares because he will redeem after year 3. Additionally, the customer is required to pay annual 12b-1 fees of.40% for three years.
If the customer invested $80,000 in Class C shares, they would be required to pay 2.25 percent overall, or.75 percent annually, in 12b-1 fees for the next three years.
Class A shares are therefore the purchase with the lowest fee.
Redemption fees:When shares are sold from a fund, an investor is charged a redemption fee. The fund company charges this fee, also known as an exit fee, a market timing fee, or a short-term trading fee, which is then added back to the fund. Most of the time, it only applies if shares are sold within a certain time frame.
How are redemptions carried out?Repayment of a fixed-income security, such as a Treasury note, certificate of deposit, or bond, prior to its maturity date is referred to as redemption in finance. Investors in mutual funds have the option of asking their fund manager to redeem all or a portion of their shares.
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Which of the following usually oversees banking and short-term and long-term financing, investments, and cash management of a company?-------------------------------------------------------The controllerThe chief financial officerThe internal auditorThe chief accounting officer
The correct option is (B)The chief financial officer. The one who usually oversees banking and short-term and long-term financing, investments, and cash management of a company.
The CFO is responsible for managing the financial and operational performance of a company, including financial planning, forecasting, budgeting, and forecasting performance using analytics and statistical methods.
The CFO is also responsible for providing strategic direction and implementing best practices for the company's financial operations. In addition, the CFO is responsible for overseeing the day-to-day operations of the company's bank, securities and investment firm, and other financial services subsidiaries.
Question:
Which of the following usually oversees banking and short-term and long-term financing, investments, and cash management of a company?
A. The chief accounting officer
B. The chief financial officer
C. The internal auditor
D. The controller
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